Optimism is the only realism

Over the last 46 years of the equity markets, we have witnessed 13 bear markets.
And yet, the long-term direction of human progress and markets has always been forward.

Life and investing both require us to believe in a future that has not yet happened.
The world is in a permanent state of long-term change for the better.

Consider life expectancy:
* In the 1400s, it was around 25 years
* In the 1800s, 36 years
* In 1940, 64 years
* By 2002, it reached 88 years

This is not coincidence.
It is proof that long-term change is permanent.

In the investment world and in life only faith in the future has the power to transform not just our own financial journey, but that of future generations.

So embrace reality.
Enter the world of investing with faith, patience, and optimism.
Because optimism isn’t blind hope
it is grounded realism, backed by history.

Happy Rich
Kavita S Devi CFPcm
Financial Life planner