How do you unknowingly harm yourself when it comes to money? 1. Overspending on shopping. 2. Undervaluing your work and charging less. 3. Not being prepared to save for the future. How do you unknowingly become a slave to money? Read More …
Let’s move towards Money Maturity on this Navratri : It’s a process of understanding the Spirit & Value of Money True fulfillment comes from living the life to the fullest, regardless of one’s financial status. Feeling at ease with money Read More …
Dear All, Imagine you’re in a boat on a calm ocean. The water is flat, and it feels like it will stay that way. But when a small wave comes, it seems big. A regular wave feels huge. Remember, waves Read More …
Dear All, Real financial planning is the ongoing process of aligning your use of capital — Time, Money, Energy, Attention with what’s important to you. It’s never ending process….. It involves continuously observing your expenses and adjusting your use of Read More …
We are obsessed with comparing ourselves to others. This is pointless behavior, of course. How other people are doing has nothing to do with how you are doing. But it’s what we do. Researchers from Harvard gave participants two options: Read More …
Dear all , In life as well as In investments, our brains are wired to seek certainty. It’s proven that certainty is easy to think but impossible to deliver in both cases. Staying sideways is Risk. Optimism is the only Read More …
Most parents stretch themselves beyond their capacity, which sows the seeds of negative emotions like pain, disappointment, and frustration amongst children. Why do parents do that? – 1) Insecurity about earnings, status, or wealth. 2) Desire to provide higher comfort Read More …
Money reveals who you are ? Money reveals you at least two things: 1) One is who you are currently? 2) What do you currently value? Money is an expensive way to find who we are. If you will track Read More …
Saving money can end up costing you a lot – For example trying cheaper flights, investing by yourself, taking medicine on your own…… It’s a different story if you love this Game. But if you are going on a trip, Read More …
Notice the financial feelings I want to ask you something: What’s the first feeling when you think about money? One friend answered me It’s an insecurity. For other it may be jealousy, for another it may be a comparison…… For Read More …
We Listen: Discovery StageThis is a part of our first meeting wherein we discover one’s basic lifestyle and future goals, based on which further probable steps to achieve the goals are discussed.
Everyone has their own way to lead their life and thus everyone’s spending and saving pattern is unique. Money spending and saving behaviour of every person is a culmination of their age, upbringing, family background, place, culture, education and surrounding and past experiences.
Our listening process includes a questionnaire, through which we try to understand the following things-
1) Risk appetite – Understanding of one’s financial as well as behavioural aspects
2) Family’s expectations from Money – based on individual’s past experiences.
3) Financial strengths, Opportunities and threats.
No fees would be charged for this meeting.
We Plan: Enriching LivesIf you decide to opt for our financial planning services, we start off with a formal initiation letter to be signed along with collecting basic client data like your Income, Spending, Assets, Savings and Borrowings.
We guide you in finalizing and prioritizing your financial aspirations and prepare a net worth statement accordingly.
We guide you in maintaining Emergency Fund, managing Risk, planning the required amount of Insurance, managing loans and debt, provide planning for Retirement, Investments, Tax and Estate and other suggestions.
Through a financial plan, you get an idea so as to what amount you require to achieve financial freedom and independency so that you do not overly depend on your primary source of income.
One gets an idea about how much to run and where to draw a line and stop.
Finally, through financial planning we guide you in managing your Money, Risk ,Time and Taxes so that enough wealth may be Generated, Protected and Enjoyed forever..
We Built: Wealth CreationIn this third step –
Our focus is on execution and review of your spending plans.
A plan without action remains just a wish. So, to give meaning to your plan we stand by you to implement it.
After implementation we chart out asset allocation strategy and review that time to time.
We believe Financial planning isn’t a onetime process, it is a lifelong process.
Your only role is to understand your spending requirements clearly and in a disciplinary manner invest your savings and patiently watch them grow.
Our role is to be hand holding with you in your money related queries.
We live in an uncertain world where we go through many changes in our lifestyle and prioritizing our goals is an important aspect of our life.
Therefore, reviewing financial plans is a significant process.
We shall yearly review your financial plans and would service you as and when required.